Comprehensive Tax Planning

Ongoing tax support to help you meet your goals, big and small.

Receive tax guidance from one of our pre-vetted experts on your income, investments, and other relevant factors throughout the year. This service also includes quarterly estimated tax payments and annual tax preparation and filing. Packages start at $1,500.

Partner with an advisor who helps you see the big picture

How it works

If you only think about taxes during tax season, you could lose out on taking advantage of short-term opportunities to reduce your tax burden. Tell your advisor about yourself and any short- or long-term financial goals you might have, including any details about investments, equity, or other assets that you hold. They’ll work with you to create a comprehensive tax strategy that considers industry- or state-specific tax optimizations and provide you with dedicated support throughout the year.

Why you’ll love it

Aside from actual tax returns, a tax advisor can help you make advantaged decisions in key areas like equity compensation, retirement, estate planning, investment management, charitable giving, and small business planning. They’ll also take into account any major life events (like marriage or buying a home) where you might leave money on the table if you don’t consult with a professional tax advisor.

This service is perfect for...

Anyone with a more complex, diverse financial portfolio

For example, if you’re a taxpayer who has an interest in pass-through entities (venture capital funds, partnerships or S-Corporations) or a beneficiary of a trust, you could benefit greatly from ongoing tax planning with an expert advisor who is well versed in how to optimize your tax impact. By forming a relationship with a dedicated advisor, they’ll better understand your financial situation and be better equipped to identify these opportunities.

Anyone whose income is not subject to withholding by an employer

If you earn income from various sources throughout the year, such as equity windfalls, venture capital fund distributions, crypto investments, and sales, or small business income, an expert advisor can help you navigate your quarterly tax payments. Consequences for underpaying taxes could mean penalties and interest charges.

Anyone considering a major life milestone

Life milestone events such as buying a home, having a child, or planning for retirement can present opportunities to optimize or reduce your tax burden. Working with a tax advisor can help you take advantage of credits and deductions that fit your personal situation and goals.

Pricing & Details

Pricing

Packages start at $1,500 based on rates set by the advisor
Frequency

Ongoing, including quarterly estimates and annual filing
What you get
- A dedicated tax advisor
- A personalized tax optimization strategy
- Quarterly estimates
- Federal filing / State filing

Find an advisor

Your questions, answered

How is Tax Planning different from Tax Preparation?

Our tax preparation and filing service specifically helps you prepare and submit your tax return to the IRS upon the tax filing deadline or extension and is a one-time, annual service.

Comprehensive tax planning involves considering past years’ taxes, planning for future taxable events, and working with a tax professional to make sure you use the tax code to your greatest advantage. Your advisor will provide ongoing support throughout the year, including any quarterly payments you need to make. This service also includes annual tax preparation and filing.

How much does the typical advisor on Harness charge for this service?

Tax Planning services start at $1,500 for a basic package. This fee is based on both the client’s tax complexity and the advisor’s level of specialization and experience. Using Harness Wealth, you’ll be matched with a tax advisor who is tailored to your specific profile, goals, and preferences.

Are quarterly tax planning and estimates included in Tax Planning?

Yes, our comprehensive tax planning service can include quarterly tax planning and estimates. You’ll be able to work with your advisor to create a personalized strategy that considers situational, industry-specific, or state-specific tax optimizations and provide you with dedicated support throughout the year.

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5-Stars on Nerdwallet

“Harness…integrates your tax strategy into your financial plan and lets you communicate with your CPA and manage your tax documents online. Your tax specialist can also help you with topics like crypto…”

- Nerdwallet, Harness Wealth Review 2022

*NerdWallet issued this rating in October 2022, considering the period of August 2022 – October 2022. Harness Wealth compensates NerdWallet when users of our site have clicked through NerdWallet’s website and create an account with us. NerdWallet is not a client, but a paid referral partner which can influence where and how references to Harness Wealth appear on their website. For additional information related to our referral arrangement click here. For additional information on NerdWallet’s rating methodology click here.