Within the accounting profession, Client Accounting Services (CAS) has emerged as a pivotal offering for entrepreneurial CPAs wishing to help their clients with more than just annual tax filings. In this comprehensive guide from Harness, we unravel the beginnings and intricacies of CAS, its various components, the transformative role of technology in this emerging field of accounting, and how CAS stands apart from other accounting services such as Accounting Advisory Services.
Table of Contents
- What are Client Accounting Services (CAS)?
- What are the Core Components of CAS?
- The Role of Technology in CAS
- Benefits and Drawbacks of CAS
- How Harness Wealth Fits into CAS
Key Takeaways
- Client Accounting Services (CAS) provide enhanced budgeting, forecasting, and financial insights to help facilitate informed decision-making.
- Core components of CAS involve bookkeeping, payroll, tax planning & compliance services customized for each client.
- Harness Wealth streamlines the process by connecting accountants with vetted firms and offering resources to find the right provider.
What are Client Accounting Services (CAS)?
Client Accounting Services are a comprehensive set of offerings provided by accounting firms to assist both individual and business clients in both compliance matters and day-to-day financial management. Unlike Accounting Advisory Services, which are more geared toward longer strategic planning, Client Accounting Services focus on the operational aspects of financial management, ranging from basic bookkeeping tasks to advanced reporting and comprehensive tax planning.
For example, a startup founder who has recently expanded their business may find it challenging to manage growing payroll needs. A CAS provider could step in to not only offer payroll services, but also work closely with them to fully accommodate any related needs, such as state and federal business taxes, and bookkeeping for their growing team.
The main idea of Client Accounting Services, also known as CAS or CAAS, is that accountants and accounting firms can leverage technology to see and manage their client’s financial data in real-time, enabling modern CPAs to offer more comprehensive and year-round support than just annual filings alone.
What are the Core Components of CAS?
There are a number of services that can collectively be defined as CAS, though generally speaking, CAS can be thought of as any tax-related service that is more operational–as opposed to strategic–in nature, and one that requires year-round support.
Below are some common examples of CAS:
Bookkeeping
Among the many facets of CAS, bookkeeping is perhaps the most well-recognized. The mission of CAS is to help you as a CPA become more in tune with your client’s finances throughout the year, which can in turn help ease the annual tax filing process. By offering bookkeeping services, you’ll not only gain a real-time understanding of your client’s tax needs, but you’ll also have the opportunity to form more meaningful connections with your client. Bookkeeping can be a tedious process, and many CPAs may choose to expand their team or work with outsourced providers before offering such services, so think carefully about whether you and your team are prepared to offer bookkeeping to your clients.
Financial Reporting
Financial reporting within CAS is not just about creating balance sheets or income statements. It involves preparing customized reporting that caters to the specific needs of a client, highlighting KPIs and other metrics that are crucial for their decision-making.
Payroll Management
Payroll management in the context of CAS involves not just disbursing wages, but also optimizing tax withholdings, managing benefits, and ensuring compliance with labor laws. Payroll management is of course a service that would only apply to business owners, though with many entrepreneurial employees in today’s remote work environment, more than ever have small businesses of their own that could benefit from CAS as it relates to payroll, owners draws, or general business taxation.
Tax Planning and Compliance
With any of the above components, tax planning and compliance will be a major area of need, particularly for newer businesses. By working with your clients not only on the transactional components of tax compliance, but also on education and coaching, you can help them pursue constant improvement in how they manage their revenue streams.
Advisory Services
It’s important to understand the distinct differences between Client Accounting Services and Accounting Advisory Services, the latter of which focuses more on strategic planning beyond the recurring operational tax needs of CAS. That said, CAS can contain elements of advisory services of its own, or can easily lead to more advisory-style tax planning, though it is not the core focus.
The Role of Technology in CAS
CAS and technology go hand-in-hand, as the concept of Client Accounting Services was introduced around the time that cloud computing started to go mainstream. The idea was that, if accountants could use the internet to gather their client’s data in real-time, they would be able to deliver far more value to their clients throughout the course of a year. As technology evolves, and AI and other advancements start to become more common within the accounting industry, here are some potential ways in which CAS may see future improvement:
- Process Automation: Much of CAS and CAAS relies on manual data analysis, particularly bookkeeping, which leads to many accountants delegating that work to others on their team. Many bookkeeping platforms already over automated expense management and detection, but it still has a long way to go before it’s perfect.
- Predictive Analytics: Like process automation, predictive analytics can help speed up service areas like bookkeeping by calculating estimated quarterly tax payments or monitoring trends in cash flow to help a business owner plan for the near term.
- AI-generated Recommendations: When CAS work starts to shift into Accounting Advisory Services, it’s generally because there is a strategic concern that was identified, and the client has requested assistance in determining the best path forward. As AI continues to advance, it’s likely that CPAs will begin to incorporate AI-generated recommendations for high-level triage in advisory services.
Benefits and Drawbacks of CAS
When considering offering Client Accounting Services (CAS) as part of your accounting firm, it’s essential to weigh the advantages against potential challenges. Here’s a more detailed look:
Benefits of CAS for CPAs:
Above all, CAS and CAAS can help you generate more annual recurring revenue for your tax firm. With CAS, you can charge monthly retainers for bookkeeping, payroll management, financial reporting, and other needs. By spreading out your work throughout the year instead of condensing it all into the annual filing season, you’ll lay the foundation for building better client relationships, and a better work-life balance for you and your team.
Drawbacks of CAS for CPAs:
Introducing any new tax service offering requires careful consideration, ensuring you have the available, resources, team members, and clients necessary to make your efforts worthwhile. If most of your current clients are only in need of annual filings, it might not be the right time to introduce a CAS or CAAS offering.
Additionally, onboarding new clients to CAS and ensuring that your clients will provide you with the data that you need access to is an important process that should not be overlooked.
How Harness Wealth Fits into CAS
Harness Tax is a comprehensive software solution designed to help you run a more modern tax practice and build better client relationships. From integrations with best-in-class platforms, a nationwide community of accounting professionals to learn from, and administrative support to keep your business moving, here’s how Harness can help as you work to introduce CAS or other new services to your accounting clients:
- A Modern Software Suite: The Harness Tax practice management platform gives you access to leading software solutions to help you modernize and automate your accounting and compliance needs, and more seamlessly introduce CAS and other new service offerings.
- In-House Support Team: Unlike any other platform on the market today, Harness offers an in-house support team to assist with operational and administrative needs, tax filing, and other client service or communication needs.
- Community and Learning: Joining Harness also grants you access to a nationwide peer group of accounting industry professionals who you can lean on for advice, networking, or anything else that will help you move your career forward. We also offer coaching sessions and other group events to ensure you can stay on top of industry trends, and maintain a community from wherever your business takes you.
- Marketing and Sales Support: Harness Tax goes beyond just practice management. By offering marketing and sales support, we work to help our advisors can grow their client base. Like this article, our marketing team works to bring in leads, while our Harness Concierge team assists you in securing new clients.
At Harness, we work with independent CPAs and growing accounting firms to help them deliver more value to their clients, and run more modern, efficient tax practices. If you’re interested in learning more about how Harness can help you navigate the changes of introducing a new service offering, book a complimentary, introductory call with our team today.